Privacy Policy

Sean Riley Investor Loans is a consumer-facing brand operated by Capital Concepts Inc. (NMLS #221656) and licensed mortgage professional Sean Riley (NMLS #224639). This Privacy Policy explains how we collect, use, disclose, and protect information obtained through SeanRileyInvestorLoans.com and our related mortgage services.

1. Information We Collect

• Personal Identifiers: Name, email address, phone number voluntarily provided via our forms or booking requests.
• Property & Financial Details: Property type, estimated value, loan purpose submitted with a mortgage inquiry.
• Device & Usage Data: IP address, browser type, OS, referring URLs, pages visited, and time-on-site metrics collected automatically.
• Communication Records: Messages, emails, text messages, and other communications you send us.

2. How We Use Your Information

• Respond to your mortgage inquiries and connect you with a licensed mortgage professional.
• Schedule and conduct loan consultation appointments.
• Communicate via email, phone, or text message regarding your inquiry.
• Improve performance, content, and user experience of our website and services.
• Comply with applicable federal and state laws, regulations, and NMLS licensing requirements.
• Deliver relevant advertising, retargeting, and follow-up communications to qualified prospects.

3. Website & Form Submissions

When you submit a form on this website, you expressly consent to be contacted by Sean Riley Investor Loans / Capital Concepts Inc. by telephone, email, or text message, including through automated or pre-recorded means, unless you opt out. Form submission is not a loan application and does not constitute a commitment to lend or loan approval.

4. Cookies, Analytics & Advertising Technologies

• Browser Cookies: Small text files stored on your device to recognize returning visitors and maintain session state.
• Analytics Pixels: Track page views, visitor behavior, and conversion events to improve the website and marketing effectiveness.
• Retargeting Technologies: Display relevant advertisements to prior visitors on third-party platforms.

You may manage cookie preferences through your browser settings. Disabling cookies may impact site functionality.

5. Meta/Facebook Advertising & Conversion Tracking

This website uses the Meta Pixel and Meta Conversions API (CAPI) to measure advertising effectiveness and reach potential customers on Meta platforms (Facebook and Instagram). These tools may collect data about your activity on this website and transmit it to Meta Platforms, Inc. for advertising measurement and optimization. You may manage your Meta ad preferences at facebook.com/settings/?tab=ads.

6. Mobile & SMS Communications

When you provide your mobile number and consent to receive text messages, you may receive transactional messages related to your inquiry and, if separately opted in, marketing messages from Capital Concepts Inc. Message and data rates may apply. Message frequency varies. Reply STOP to opt out. Reply HELP for assistance.

7. Service Providers

We may share your information with trusted third-party service providers (CRM platforms, calendar scheduling services, email delivery and SMS providers) who assist in operating our website and business. These providers are contractually obligated to protect your information and prohibited from using it for any other purpose.

8. Information Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. No internet transmission or electronic storage system is 100% secure. You transmit information to us at your own risk.

9. Your Consumer Choices

• Opt-Out of Communications: Unsubscribe from marketing emails via the unsubscribe link. Opt out of SMS by replying STOP.
• Access & Correction: Request access to or correction of personal information we hold about you.
• Deletion: Request deletion of your personal information, subject to applicable legal obligations and business needs.
• Do Not Sell: We do not sell personal information to third parties for their own marketing purposes.

10. Contact Information

For questions or requests regarding this Privacy Policy, please contact us: